Closing Cost Calculator
Estimate the upfront fees and taxes required to finalize your home purchase or sale.
- NOT FINANCIAL ADVICE
- EDUCATIONAL USE ONLY
- ESTIMATES ONLY
- VARIES BY LOCATION
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Commonly 80% of the price (with 20% down).
Adjustable Estimates
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Estimated Closing Costs
$0.00
0% of Home Price
Lender Fees
$0
Third-Party Fees
$0
Taxes & Government
$0
Cash to Close
Total amount needed at signing (Down Payment + Closing Costs):
$0.00
What are Closing Costs?
Closing costs are the fees and expenses you pay when you close on your house, beyond the down payment. For buyers, they typically range from 2% to 5% of the home's purchase price.
Common Fee Categories
- Lender Fees: Includes origination charges, discount points, and credit report fees.
- Third-Party Fees: Appraisal, home inspection, title search, and title insurance.
- Prepaid Items: Lenders often require you to pay for your first year of homeowners insurance and upfront property taxes at closing.
- Government Fees: Recording fees and transfer taxes charged by your local or state government to document the sale.